There have been a number of fires in the Kanata and extended Ottawa area during the past couple of months.  Recent news reports about the fires have indicated that some unit inhabitants did not have insurance on either their homes or the contents of their units.

If you are a Kanata homeowner with a mortgage, it is a requirement of your mortgage company to have fire insurance coverage.

If you are a Kanata homeowner without a mortgage, your do not have a requirement by your mortgage company to have fire insurance coverage, however, it you have a loss due to a fire, your home will not be replaced.

If you are a tenant and renting a unit or a home, are you required to have contents insurance for your furniture and other personal belongings?  The answer is yes.  Depending on whether or not your home is a single family home, or a condominium, your landlord or condominium corporation is responsible for insurance that will cover the exterior of the building and the inside walls of your unit.  The tenant is responsible for insurance coverage on the contents of the home or unit.

For more information on how insurance works for owned and rented Kanata area homes, contact our preferred partner, Bradley Insurance.  For all of your other real estate needs and questions, contact our Kanata real estate team or call 613-288-2455.

Kanata Listing Sales Representative John Donald

John joined our Kanata real estate team in 1998 and brought with him over 16 years of contract negotiating experience. As a Listing Representative, John focuses 100% of his energy on selling homes for top dollar. John will work one-on-one with you from the time you call the Renaud Otten Team until your home is SOLD! He is a sharp negotiator with complete knowledge of the current market. John’s attention to detail and strong negotiating skills ensure your Kanata area home sells for the most amount of money in the shortest period of time.